Do I need to insure my wedding dress ?

Do I need to insure my wedding dress ?

by Opus Couture

Planning your wedding and not quite sure if you really need that wedding insurance policy as an added expense ? Read on for our top tips and find out how to get free wedding dress insurance.

Research your bridal retailer before you buy

girl researching wedding gowns Glasgow

Checking the financial stability of the company may not be your first consideration when choosing where to buy your dream dress however we have all heard horror stories of companies unexpectedly closing and brides being left without their dresses and their deposits, so how do you avoid this happening to you ? Where do you even begin and how can you check that a retailer is trustworthy and financially stable ? By simply checking that your chosen bridal retailer is a member of the Retail Bridal Association. The RBA  is the only trade association for bridal retailers in the UK with stringent entry requirements and regulations which allow you to buy your dress with confidence. 

The Retail Bridal Association

RBA heart logo, wedding gown
Opus bride badge

There are currently 85 UK wedding dress and mens formalwear retailers who are members of the RBA. Each member has had to be trading for over 5 year and has had their accounts and business practices examined and evaluated by the RBA, firstly to join and then for their membership to be continued to be renewed.  The RBA ensure that each business is financially sound and offers professional standards of care and service with high standards of stock and decor meaning that as a bride you receive the best wedding dress experience possible and can buy with confidence. Not only are Opus proud to be a member of the RBA, Opus owner Sharon McPherson is a member of the RBA council who continually strive to raise standards and set the bar for excellence throughout the wedding industry. 

How to insure your wedding dress for free

Maggie Sottero, lace & chiffon wedding gown
wedding couple, Maggie Sottero wedding dress, boho style
Maggie Sottero, lace, illusion, delicate wedding gown

Wedding expenses quickly add up so take advantage of the RBAs free Bridal Protection Scheme. To qualify you must have purchased a full priced gown form an RBA member retailer. At the time of purchase you will be given information on how to register your dress online with the RBA and guarantee against any losses. In the unlikely event of the retailer ceasing trading involuntarily before you can collect your. dress the RBA will endeavour to locate a replacement gown or refund your deposit.  There is no charge for this service and it is available from all RBA member retailers. 

Do I get free wedding dress insurance if I buy my dress at Opus ?

Opus Couture window, wedding dress display

Yes !!! Opus are proud to be one of the elite bridal retailers within the UK which meet the requirements for RBA membership, meaning you can buy from us with confidence that you are receiving the best possible service and protection.  When you purchase your gown from us we will give you all the information you need to register your dress for the free RBA  protection scheme. It's quick, simple and can all be done safely and securely online.  

Do I still need wedding insurance if my dress is insured ?

bride wearing gown with plunge neckline and full skirt

The RBA gown protection only insures against losses as a result from a bridal retailer ceasing trading. Other insurance policies are available to insure against other potential wedding pitfalls or changes to personal circumstances. In the event you do need to make a claim the RBA may be able to assist your insurer in sourcing a replacement gown. Like buying any other type of insurance it's worth shopping around to get the best price and cover for your own personal circumstances to ensure that you are adequately covered for any potential losses. 

Opus Couture

Opus Couture

Opus Couture is an Award Winning Independent Bridal Retailer in West Kilbride, Ayrshire.

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Member of the Retail Bridalwear Association, offering protection and reassurance to brides.